It is possible to reduce your investment risk to the point where it approaches zero.  The method is simple: A Diversified Portfolio (Don't Put All Your Eggs In One Basket.)

<a href="http://membrane.com/synapse/orshop.html">Please click here</a> to visit a website developed to cover the basic investment principles.    

<h2>A Living Example of a Diverse Portfolio</h2>
We have categorized our portfolio into 6 areas.  Following is the current percentage of money invested in each category.

<TABLE CELLPADDING=0 CELLSPACING=0 BORDER=0 width=140><!--START HEADING LABLES--><TR><TH bgcolor="#ffffcc" height=20 valign=middle ALIGN=LEFT width=10%><FONT FACE="Arial, Helvetica" SIZE=1><B>Real Estate</B></FONT></TH><TH bgcolor="#ff99cc" height=20 valign=middle ALIGN=CENTER width=15%><FONT FACE="Arial, Helvetica" SIZE=1><B>14%</B></FONT></TH></TR><!--END HEADING LABLES--></TABLE>
<TABLE CELLPADDING=0 CELLSPACING=0 BORDER=0 width=30><!--START HEADING LABLES--><TR><TH bgcolor="#ffffcc" height=20 valign=middle ALIGN=LEFT width=10%><FONT FACE="Arial, Helvetica" SIZE=1><B>Common Stock</B></FONT></TH><TH bgcolor="#ff99cc" height=20 valign=middle ALIGN=CENTER width=15%><FONT FACE="Arial, Helvetica" SIZE=1><B>3%</B></FONT></TH></TR><!--END HEADING LABLES--></TABLE>
<TABLE CELLPADDING=0 CELLSPACING=0 BORDER=0 width=40><!--START HEADING LABLES--><TR><TH bgcolor="#ffffcc" height=20 valign=middle ALIGN=LEFT width=10%><FONT FACE="Arial, Helvetica" SIZE=1><B>Cash</B></FONT></TH><TH bgcolor="#ff99cc" height=20 valign=middle ALIGN=CENTER width=15%><FONT FACE="Arial, Helvetica" SIZE=1><B>4%</B></FONT></TH></TR><!--END HEADING LABLES--></TABLE>
<TABLE CELLPADDING=0 CELLSPACING=0 BORDER=0 width=390><!--START HEADING LABLES--><TR><TH bgcolor="#ffffcc" height=20 valign=middle ALIGN=LEFT width=10%><FONT FACE="Arial, Helvetica" SIZE=1><B>Intellectual Property</B></FONT></TH><TH bgcolor="#ff99cc" height=20 valign=middle ALIGN=CENTER width=15%><FONT FACE="Arial, Helvetica" SIZE=1><B>39%</B></FONT></TH></TR><!--END HEADING LABLES--></TABLE>
<TABLE CELLPADDING=0 CELLSPACING=0 BORDER=0 width=390><!--START HEADING LABLES--><TR><TH bgcolor="#ffffcc" height=20 valign=middle ALIGN=LEFT width=10%><FONT FACE="Arial, Helvetica" SIZE=1><B>Sub-chapter S Corp.</B></FONT></TH><TH bgcolor="#ff99cc" height=20 valign=middle ALIGN=CENTER width=15%><FONT FACE="Arial, Helvetica" SIZE=1><B>39%</B></FONT></TH></TR><!--END HEADING LABLES--></TABLE>
<TABLE CELLPADDING=0 CELLSPACING=0 BORDER=0 width=10><!--START HEADING LABLES--><TR><TH bgcolor="#ffffcc" height=20 valign=middle ALIGN=LEFT width=10%><FONT FACE="Arial, Helvetica" SIZE=1><B>Other</B></FONT></TH><TH bgcolor="#ff99cc" height=20 valign=middle ALIGN=CENTER width=15%><FONT FACE="Arial, Helvetica" SIZE=1><B>1%</B></FONT></TH></TR><!--END HEADING LABLES--></TABLE>

Also, please consider the following when making your analysis:<ul><li>The average age of the represented investor is 40.<li>Total debt is equal to 5% of the portfolio's worth.<li>All out-standing debt is in the form of residential real estate mortgages.</ul>

This website currently offers you two ways to participate:
<ol type=1><li><a href="http://buylow.com/personal.html">Follow-along-at-home Stock Market Experiment</a><li><a href="http://membrane.com/allrealestate/gateway/prequal.html">Residential Mortgage Analysis</a> (Sorry... for Southeastern Pennsylvania and the Greater Philadelphia Region only)